Republic Bank Ghana, a subsidiary of Republic Financial Holdings Limited has officially commissioned its Ultra-Modern building, Republic Court located on the independence avenue, Ridge. The commissioning came off on Friday, January 28, 2022 at the forecourt of the Republic Court.

Speaking at the colorful event, the Managing Director of the Bank, Mr. Farid Antar gave a historical account of Republic Bank in Ghana. “Republic Bank, a bank built with African blood, flourishing at the coast of the Caribbean, dreamt of coming back to Africa. The dream is to establish and build an African brand. Today, at the heart of the city of Accra, lies the citadel of hope for the Republic Bank brand in Ghana and Africa. The Republic Court; an enviable, imposing and magnificent design of a building. A statement to Ghana that we are here to stay, to Ghanaians that ‘We’re the One for you!’ and to the Banking Industry that we are indeed a force to reckon with” the Managing Director stated.

Mr. Antar, also added that the strategic location of Republic Court breeds business confidence, goodwill and increased brand equity, which are necessary fundamentals needed to be a Tier 1 Bank in Ghana. “Evidently, we are already reaping these results from industry feedback, reviews from our Customers and the General Public as well as the growth of our Assets on our Balance sheet.”

The Republic Court Building was built with an energy conservation system to help save on electricity in line with the Bank’s commitment to Net Zero Emissions and Climate Action SDG-13. The building has an energy management system for lighting and air conditioning to reduce our carbon footprint and protect the environment.

According to the Managing Director, the Bank has over the last three years been retooling and innovating to provide superior banking convenience and experience for its cherished Customers and the General Public. “We have given many of our banking halls major facelifts. We have also massively invested and improved our Technology and Electronic Payment Systems with the introduction of RepublicMobile Ghana App and other digital suites to offer convenience to our Customers and Ghanaians.

The Special Advisor to the President of Ghana, Hon. Yaw Osafo-Maafo represented the President as the special guest of honor. In his address, Hon. Yaw Osafo-Maafo commended the Management and Staff of Republic Bank for the achievement of this dream. “We will be happy to see this Bank grow further because you have demonstrated that you are a good Corporate Citizen. I take this opportunity to express Government’s appreciation to Republic Bank for the leadership you have shown in 2020 during the COVID-19 pandemic. You were the first Bank in Ghana to announce a loan moratorium and other reliefs for your customers. You also supported the COVID-19 Private Sector Fund during the construction of the Infectious Disease Isolation and Treatment Centre and donated to various health centers across the country. Thank you for responding to the call by the President for institutional support” the Special Advisor added.

Also present was the Governor of the Bank of Ghana, Dr. Ernest Addison who also recognized the Bank for the resilient performance in the last financial year.

Present at the commissioning function were notable dignitaries; the Regional Minister, Hon. Harry Quartey, the Honorary Consul, Trinidad and Tobago, Hon. Hilton John Mitchell, the Accra Mayor, Hon. Elizabeth Sackey, the Municipal Chief Executive, KoKMA Hon. Nii Adjei Tawiah and the Regional Police Commander, DCOP Iddi Lansah Seidu. Also present were the Board Chairman of Republic Bank Ghana– Mr. Charles William Zwennes, the Board of Directors of Republic Bank, Executives and Staff.

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The Managing Director of Republic Bank (Ghana) PLC, Mr. Farid Antar has been recognized as the CEO of the Year 2021 - Private Bank Category in Ghana.  The award was conferred on him at the Corporate Ghana Awards 2021 held at the Movenpick Ambassadorial Hotel in December, 2021.

The award is in recognition of his outstanding contribution to the financial services sector of Ghana over the past three years. An excerpt from the citation to honor him stated - “As the Managing Director of Republic Bank Ghana, you have been a Pillar, Support and Inspiration to many within the Financial Services Sector of Ghana.”

Speaking on the Award, Mr. Farid Antar thanked the Award organizers for the special recognition and dedicated the Award to the Executives and Staff of Republic Bank. “Although Leadership is essential, most important is the support and commitment of all staff to the Bank’s vision.  The Board of Directors, my fellow Executives, Managers and the entire Staff body of the Bank have been supportive ever since I joined the Bank in Ghana from Trinidad and Tobago”. According to Mr. Antar, he takes pride in the progress and achievements of the Bank over the last three years and the significant contribution by each staff. “As staff of the Bank, we all know where we are going and how to get there and I must say that we have made significant strides over the last three years. My special recognition to my predecessors who laid a solid foundation for a smooth ride for me.  I must also pay tribute to our Customers for their patience, support and buy-in to the Bank’s value proposition”, he said.

Recounting major milestones of the Bank over the last three years, the Managing Director of Republic Bank said the Bank has been full of activities for the past three years, retooling and innovating for superior banking convenience and experience for Customers. “We have given many of our banking halls major facelifts including the construction of the Republic Court situated at the prestigious Ridge Roundabout enclave. Republic Bank has also massively invested and improved its Technology and Electronic Payment Systems with the introduction of RepublicMobile Ghana App and other digital suites to offer convenience to our Customers and Ghanaians. Mr. Antar hinted the introduction of fantastic Credit Cards, which is set to be unveiled within the first quarter of year 2022. The Bank has also improved upon its Information Security Systems and now certified by ISO/IEC and PCIDSS. We have developed an SME Toolkit to support SME Businesses to gain knowledge as they work towards growth and business expansion. Again, Republic Bank introduced its Seven Service Elements last year and has invested in building the capacity of Staff to deliver superior service. Mr. Antar also added that, during the upsurge of the COVID-19 pandemic, Republic Bank made a promise to its Customers to weather the storms with them. The Bank became the first to announce a loan moratorium and other interventions for Customers. The Bank also supported various health centers in the fight by donating a cumulative sum of GHS1.2 million. Recently, Republic Bank announced two new innovative mortgage repayment options, also the first of its kind to save customers and prospects up to 40% of their mortgage interest cost, thus allowing them make early repayment, Mr. Antar added.

Mr. Farid Antar is an experienced Banker with over 42 years of professional and practical exposure in the banking and financial services industry in Trinidad & Tobago and in Barbados, both in the Caribbean. Prior to joining Republic Bank Ghana as MD, he was the General Manager – Enterprise Risk Management and Chief Risk Officer at Republic Financial Holdings Limited, the parent company of Republic Bank (Ghana) PLC.  He previously served as General Manager – Corporate Operations & Process Improvement, Senior Manager – Regional Operations (Overseas), Senior Manager – Business Transformation, Senior Manager – Retail Delivery & Marketing, Manager – Product Parameterization & Business Growth and Marketing Manager – Personal & Commercial Lending. Mr. Antar, until recently, was the Chairman of the Board of Directors of Republic Caribbean Investments Limited, Atlantic Financial Limited and Republic Bank (Suriname) Holdings Limited; a Director of G4S Holdings (Trinidad) Limited and the London Street Project Company Limited; and a Trustee for The Caribbean Court of Justice Trust Fund (CCJTF). 

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Republic Bank Ghana, a subsidiary of Republic Financial Holdings Limited has held the first and second draws of the 2021 Republic Loan Sale Promotion. Six (6) customers of the Bank won smart televisions sets and the opportunity to win a trip to Dubai for two, the latest iPhone, iPad and other exciting consolation prizes in the Grand Draw slated for February 2022. The six lucky customers came from Tema (2), Achimota (1), Techiman (2) and Takoradi (1) branches. The draw was supervised by the Gaming Commission of Ghana.

Speaking at the brief event held at the Head Office of the Bank, Mr. Benjamin Dzoboku, Chief Operating Officer said, the draw is the first of its kind by the Bank following five years of successful Christmas loan sale promotions “This year, we wanted to reward our loyal customers, hence we came up with the promotion” Mr. Dzoboku added. The COO also indicated that the draw is the first two of the three expected draws as part of the year 2021 CLC Promotion.  He explained that successful loan applicants are automatically drawn to stand a chance of winning fantastic prizes with the ultimate being a trip to Dubai for two at the grand draw.

The final draw to determine the winner of the tickets to Dubai is expected to take place in February 2022.

The Republic Loan Sale now Back-to-School loan is available to all salaried Employees in Ghana and there is no need to be a Republic Bank Customer to apply. This loan sale campaign comes with exciting features ranging from ultra-low interest rates, same day approval and qualification loan amount of up to GHS 300,000.

Offer ends in February 2022.

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Republic Bank (Ghana) PLC, has introduced an adoptive leave policy as part of its Employee Leave Policy.  Adoptive Leave is granted to employees of an organization who for circumstances beyond their control choose to adopt a child.

Mr. Tetteh Mamah, the Head of Human Resources of Republic Bank Ghana, said the rationale for the adoptive leave is to provide time-off to enable employees, especially prospective mothers, to bond with the newly legally adopted child.  It is also to help provide a work-life balance for prospective foster parents to be able to manage work demands and respond to family duties.

According to the Head of Human Resources, “Staff of the Bank will be entitled to an adoptive leave for a minimum of four (4) weeks up to a maximum of 12 weeks. The adopted leave will begin when all relevant statutory and regulatory approvals for full custody of the child have been signed and received.  Staff will also be eligible to take their annual leave in addition to the adoptive leave”.

The adoptive leave is one of many initiatives introduced by the Bank to enhance its employee value proposition in being an employer of choice. Last year during the lockdown in Ghana, Republic Bank also paid a one-off Covid-19 inconvenience allowance to all staff to provide support in their adjustment to the pandemic.

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The Chief Operating Officer of Republic Bank (Ghana) PLC, Mr. Benjamin Dzoboku, has touted Republic Bank’s readiness for Digital Transformation through the introduction of innovative services powered by technology.  He made this assertion when he presented his keynote address at the 3rd Annual Africa Digital Banking Summit 2021 - Innovation & Excellence Awards, which was held earlier this month.

The COO in his presentation gave a historical trace of digital evolution and the generational cohort theory. According to him, today’s world is driven by data and the need for convenience. Customers now prefer banking away from the Bank’s physical structures; the concept of Relationship Banking is gradually moving to the concept of customer experience; Customers are spending more than saving hence shifting the focus of interest on deposit to fees and commission for Banks, and Customer loyalty is also shifting to Customer Satisfaction. Banks are therefore spending more on building robust technology infrastructure (with the added new cost investments in cyber security) than on branch expansion.

Mr. Dzoboku concluded that the new definition of banking is Customer Experience.

The COO further elaborated Republic Bank’s preparedness for this shift in banking by enumerating various measures and initiatives taken by the Bank with regard to technology and digital transformation.

Republic Bank just launched its new and improved digital suite of services to provide convenience to both customers and non-customers of the Bank. The Suites include a Mobile App (RepublicMobile Ghana), USSD application (RepublicUSSD*414#) and internet service (RepublicOnline). The Bank has improved upon its information security systems and is now certified by ISO/IEC and PCIDSS. Republic Bank last year introduced its Seven Service Elements and, continues to invest in building the capacity of Staff to deliver superior service. This is to ensure that stepping into any Republic Bank portal, means stepping into true Success either from the Bank’s digital platforms or at any branch nationwide.

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Republic Bank (Ghana) PLC, a subsidiary of Republic Financial Holdings Limited has launched its new and technology advanced Mobile App, USSD Application and Internet Banking Service.  The Republic Mobile App named as RepublicMobile Ghana can be downloaded from the Play Store and App Store, RepublicUSSD *414# Application is available by dialing *414# and the internet Banking platform, RepublicOnline can be accessed on the Website of the Bank

Speaking at the Launch of the digital services of the Bank, the Managing Director of Republic Bank, Mr. Farid Antar touted the Bank’s new and improved digital services as the best on the market made with robust security systems and with wide range of financial services that both Customers and Non-Customers can access.  Subscribers of the RepublicMobile Ghana, RepublicUSSD*414# or RepublicOnline can now transact financial services such as Money Transfers to any mobile Money services in Ghana, instant Inter-Bank transfers to Bank account in Ghana and international transfers, access to Investments services, Micro Loans, access to Brokerage services for stock market dealings, personal finance including Bancassurance.  “People build apps with artificial intelligence in mind, we have built an App with people in mind” the managing Director added.


The Managing Director alluded to the fact that the concept of a mobile App is not new to many however, the Republic Bank’s mobile app has been designed to deliver superior financial services and with 24/7 customer care support by the Bank. “Just as a driver will always take a cue from cars ahead of him, we have mastered the science of research and the art of innovation to deliver a masterpiece of digital services that is robust with many functionalities that both Customers and Non-Customers could utilize for all their financial transactions”

The RepublicMobile Ghana app is now available on Play Store for android phone users and App Store for iOS phone Users. The USSD service can be accessed by dialing *414# on any telecommunication network in Ghana while RepublicOnline can be accessed via the website of Republic Bank  –

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