The Republic Bank Home Purchase Mortgage is designed to assist individuals and companies
to purchase residential properties for their own use or for investment purposes.
| Resident Ghanaians | Non-Resident Ghanaians (NRG) | |
| Maximum Loan | Subject to customer’s credit profile | Subject to customer’s credit profile |
| Minimum Down Payment | 20% | 20% |
| Maximum Term | 20 years | 15 years |
| Process Fee | 1.5% of proposed loan | USD250 /GBP150 |
| Facility Fee | Nil | 1% of proposed loan |
| Legal Fee (Towards registration of legal documentation) |
1% of property price for stamp duty on the Title, 0.5% of loan amount for stamp duty on Mortgage Deed and GH¢1,500.00 towards registration on the title. |
1% of property price for stamp duty on the Title, 0.5% of loan amount for stamp duty on Mortgage Deed and GH¢1,500.00 towards registration on the title. |