This is a hybrid of savings and current account.

      Product targets individuals and businesses

  •      The account provides high interest on customer deposit.

 

Features – Individual

  • Minimum account operating balance shall not be less than GHS1,000.00
  • Two allowable withdrawals per month
  • Monthly service charge, not applicable (However, fees apply if withdrawal limit is exceeded)
  • Withdrawal limit violation attracts (GHS10/month)
  • Minimum balance to earn interest is GHS15,000
  • Access to cheque book

Features – Business

  • Minimum account operating balance shall not be less than GHS1,000.00
  • Five allowable withdrawals per month for Business
  • Monthly service charge, not applicable (However, fees apply if withdrawal limit is exceeded)
  • Withdrawal limit violation attracts(GHS 50/month)
  • Minimum balance to earn interest is GHS15,000
  • Access to cheque book
  •  Tiered interest rate minimum of 5% and up to 14% to be applied on average monthly balance & applied quarterly.