These are off-balance sheet facilities extended to our customers to enable them secure contracts or enjoy services in the normal course of their business. Our bank guarantee suite covers Bid Bonds, Advance Mobilization (Payment) Guarantees, Payment Guarantees, Performance Guarantees, Retention Guarantees, Avalization of Bills of Exchange, and Seed Fund Guarantee extended to Licensed Cocoa Buying Companies (LBCs) in favour of Ghana Cocoa Board (COCOBOD) to enable the LBCs obtain funds for cocoa purchase.