This is a hybrid of savings and current account.
Product targets individuals and businesses
- The account provides high interest on customer deposit.
Features – Individual
- Minimum account operating balance shall not be less than GHS1,000.00
- Two allowable withdrawals per month
- Monthly service charge, not applicable (However, fees apply if withdrawal limit is exceeded)
- Withdrawal limit violation attracts (GHS10/month)
- Minimum balance to earn interest is GHS15,000
- Access to cheque book
Features – Business
- Minimum account operating balance shall not be less than GHS1,000.00
- Five allowable withdrawals per month for Business
- Monthly service charge, not applicable (However, fees apply if withdrawal limit is exceeded)
- Withdrawal limit violation attracts(GHS 50/month)
- Minimum balance to earn interest is GHS15,000
- Access to cheque book
- Tiered interest rate up to 8% to be applied on average monthly balance & applied quarterly.